penalty deductible

In Michigan’s no fault insurance requirements for personal injury policies, a deductible penalty may be imposed by an insurer when the insured does not have additional health or accident coverage from a co-ordinated coverage plan that the insured had attested to having previously. Penalty Deductibles must be approved by the commisioner prior, and the commisioner has stated that penalties above $500 will not be approved. (MCL 500.3109a)