Life Insurance

Life  insurance remains one of the best ways to ensure that your family is taken care of financially  in the case of an untimely death.   It helps to make sure that  loved ones are able to  pay the house payment   and can help provide for your children’s future and education.  But did you know that over the long term,  annuities and certain other types of life insurance investments can  help to fund your retirement, even if you don’t die?

Every situation is unique, and each individual has their own dreams, circumstance and needs.  Understanding and choosing the right policy is often a daunting task. Our agents at D. Beacom & Sons are here to help you with your questions about the right life insurance policies that will fit your life and help you to fulfill your goals.

Give us a call today at 906-647-6435!

Payouts, benefits, premiums and terms vary widely depending on the insurer and type of policy.  Products such as Mutual Term Life Insurance, are  fixed period policies, and the duration of the term is usually between 10 to 30 years long.   Permanent Life insurance policies provide coverage that can also offer equity and cash value options. Universal life, term life, group term, group permanent, and other permanent life insurances may also allow accelerated benefit payouts in the case of catastrophic illness, but only if that benefit is specifically purchased.

Before purchasing a life insurance or annuity policy, you should carefully consider your long term goals and the standard of living that you wish to maintain for your dependents or survivors.  The friendly agents at D. Beacom & Sons Insurance are here to help you find the right plans and options for your situation. If you need Life Insurance  call us at 906-647-6435 and we will be happy to assist you further with your insurance policy.

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