Flood Insurance provides coverage for homes including garages, built-in appliances, plumbing fixtures, permanent fixtures such as shelves, cabinetry, furnaces, hot water heaters, personal belongings, etc., as well as some cleanup.
Many people think that flood insurance is built into their homeowner’s policy. In most cases, it is not. Since normal homeowners insurance does not cover flood damage, it could be a good idea to consider adding this coverage even if you do not live in an designated flood area.
Adding flood insurance to your homeowners policy can easily be done and provide you with complete coverage against loosing property not covered under your current policy.
If you would like more information please give us a call at 906-647-6435.