A homeowner or renter policy does more than protect the value of your property and belongings, the proper coverage also protects you against financial liability if someone is injured at your home. If you do not have adequate coverage, you could be held liable for medical and other costs.

Whether you rent or own a single-family home homeowner’s insurance provides you with a safety net in the case of disasters, accidents, fire or thefts, and helps you to rebuild your life. And if your valuables are damaged or stolen, the right policy can help you to replace them.

D. Beacom & Sons Insurance provides you with competitively priced insurance policies to cover any situation. Whether you are seeking coverage for your primary or secondary residence, seasonal homes, rental property or dwellings under construction, our team of experts are here to help you to find the right coverage at the right price. We are dedicated to making sure that you get the best coverage, deductibles, and discounts.

Flood Insurance

Sometimes people assume that they are protected against flood damage by their homeowner’s policy, only to find out that they are not covered after the fact. The fact is most homeowners insurance does not cover flood damage. Adding flood insurance to your homeowners’ policy is easy to do and can be well worth it. That added protection can help you with the expense of costly flood damage. Flood Insurance can help pay for damage to structures and permanent fixtures such as cabinetry or built-in appliances, and even the cost of the clean-up.

We can help you even if you rent.

Your landlord’s policy will not usually pay for your belongings if they are damaged or stolen, and if someone suffers an injury while visiting you, you could also be held liable for medical and other damages. D. Beacom & Sons can help you find a Renters Insurance Policy to help protect you and your belongings.

Call us today at 906-647-6435 to talk to one of our experts about your homeowners and other insurance needs, or use our contact form to receive your free quote!