Renters Insurance provides coverage for personal property in an apartment or a rented dwelling as well as liability coverage to protect the renter against a covered cause of loss. These policies are routinely written on a replacement cost basis.
A landlord’s policy usually insures the buildings structure, but not its contents. After a fire or theft, you would have to pay for replacing your belongings. Your only solution is to have renters insurance to right coverage for your personal property.
If you need Renters Insurance just call us at 906-647-6435 and we will assist you further with your insurance policy.